How to Claim Against a Travel Insurance Policy
When the unthinkable happens on holiday it is always a good idea to make sure you are protected with an insurance policy. Insurance policies are designed to cover the loss or theft of items and also for medical expenses should an injury occur while away from home.
In some cases the insurance company insist on an official report as to what has happened to an item or items that have been lost or stolen. In the cases of theft this could be a police report, so if the traveller notices the item missing while still abroad, making contact with the local police department to report the incident is the best way to start. The loss of an item should be reported to the holiday rep, if appropriate and for cases of injury, medical reports will be required.
A claim can be made directly with the travel insurance company, simply by making a phone call. They will advise on what paperwork will be required, depending on the individual claim being made. Simple claims are often paid out within a few weeks, but in the case of more complicated problems or those where on-going medical expenses are involved, the process is likely to take much longer.