Unusual Home Insurance
If your personal situation is unconventional, obtaining house insurance quotes can be frustrating. Fortunately, this situation is recognised by some insurers, and specialist policies have been developed to assist you.
Specialist Flood Insurance
About five million people in the UK live in areas of flood risk. If you have been flooded in the past or live in a designated flood zone, home insurance can be difficult to secure. Sometimes mortgages are issued dependant on the aquisition of flood insurance. For home owners in this position, specialist flood insurance is available.
Holiday Home Insurance
If your holiday home is left unoccupied for over thirty days continuously, you may find insurers reluctant to cover you. Specialist holiday home insurance is available for this situation.
Non-Standard House Insurance
If your dwelling is of unusual construction and does not conform to the normal bricks and mortar conventions, you may struggle to get standard home insurance. If your home is considered to be of ‘non-standard construction’ you will need specialist insurance. Don’t worry, there are products out there tailored to suit your home perfectly.
Renovation Insurance
Renovation insurance covers household renovation projects. You can get protection against fire, flood, accidental damage and other disruptions to your project that could impact your finances. Don’t assume standard buildings insurance covers you for this type of project; in most cases it won’t. Specialist renovation insurance is the safer bet.